Debt Payoff Spreadsheet Templates

Debt Snowball

Get out of debt with this collection of calculators for tracking debt reduction using the snowball method (the lowest balances are paid off first).

Consumer Debt Manager

This template allows you to list you debts by type (student loan, auto loan, etc.). Once your enter each balance, it calculates what percentage of your total debt each bill represents. When you enter your monthly payment, it then calculates what percentage of your monthly debt repayment goes to each creditor. At the bottom, you can enter your monthly income to calculate what percentage of your monthly budget should be going towards your debt. Excel 2003 or later.

Debt Tracker Spreadsheet

This comprehensive debt template presents a personalized debt repayment plan. Every facet of your project has a worksheet: debt summary, debt-to-income ratios, creditor contact information, and paydown charts by creditor. Works in Excel 97 or later.

Debt Managment Calulator

This spreadsheet is for the minimalist: one page allows you to track monthly bills compared to monthly income. It's written in British pounds, so will not be useful for most people unless you edit the template. Does not calculate the rate at which debts will be repaid. Excel 2003 and later.